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Home Loans

Do you want to explore the loan options available to you?If so, click the here to get moving on the path to homeownership.

Buyer's Blueprint

The Buyer’s Blueprint is a solid, proven system to get you on the road to meeting your home buying goals.It works for renters looking to buy their own home or for current owners looking to move up.

Homeowner Resources

Do you want to explore all of the loan options available to you?If so, click here to get moving on the path to homeownership.

Luminate Bank

Producing Branch Manager

Luminate Bank hails from the heartland of the Midwest, a place where one’s word held immense value, and respect for others was ingrained in the way of life.   Drawing from this rich upbringing, he is dedicated to delivering an exceptional mortgage experience that not only eases the process of purchasing or refinancing a home but also minimizes stress and adds comfort to the journey.

Our Mission

At Luminate Bank, our mission is to unlock people’s full potential through finances and provide them with clarity at every step along the way. We make lending approachable by bringing transparency and consistency to every part of the financial world – guiding people to decisions that they feel are in their best interest. It’s our goal to help you feel informed and engaged at every turn.
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Meet the Rest of Our Team!

Mark Friedrich

Loan Officer

Kayleigh DelTerzo

Loan Officer Assistant

Anne Miller

Processor

*Disclaimer

Rate and Market information provided is for education purposes only as to the average interest rates as reported by Mortgage Market News.


Loan program and terms of repayment and Interest Rates and Annual Percentage Rates are subject to review of credit, application, and income. Interest Rates and Annual Percentage Rate as well as any/and all credit offered would be subject to pricing and underwriting of the individual applicant.

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What People Are Saying About Us

Sam W.
Sam W.
Mike was great through our entire process. He went above and beyond what we could have ever expected. He even went as far as getting status updates for us when the builder wouldn't communicate. Thank you for all your help, Mike!!
Peter Y.
You need Mike in this competitive housing market. We truly appreciate Mike for being transparent about numbers to us because that kept us grounded in our budget and stayed within reality. Every house that we "liked" or wanted to see if we can afford it first, Mike provided numbers for us to see. I've heard of many people who gets pre-approve for a mortgage loan and doesn't hear back from their loan officer again. NOT MIKE! He is with you EVER STEP OF THE WAY! He is available, transparent, honest, and truly wants the best for you. He is not here to make you buy the most expensive house, He wants to help you make your dream come true. I truly and wholeheartedly recommend Mike to everyone who is searching for a house to call home.
Andrew V.
Andrew V.
Mike and his team were very professional and experts in their field. They worked diligently on a condensed timeline to facilitate our loan and showed a deep knowledge of their products and connected them to our needs. I strongly recommend Mike and his team for your home loan needs.

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As a mortgage consultant, my number one priority is you!

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