TIPS FOR SMOOTH CLOSING

Tips for a Smooth Closing

Try to return all requested items within 24 hours
Please be thorough when providing docs
Have questions? Reach out, I’m here to help!
Keep all financial records in order
Provide all pages to bank statements (even blank pages)
Don’t make any changes to employment, credit or debt
Don’t increase credit card balances
Don’t open new credit cards or accounts
Finalize insurance agent within 5 days of finding your purchase agreement

The Mortgage Loan
DO's and Don'ts

DO

  • Keep your paystubs, bank statements, and other
    financial documents handy.
  • Make timely payments on all accounts, including
    rent/mortgage.
  • Continue saving incoming statements. Keep all
    numbered pages of each statement.
  • Notify me of any financial, employment, or sales
    contract changes.
  • Let us know if you plan to receive gift funds for
    closing.
  • Understand that times have changed, more
    documentation required than the past.

DON'T

  • Change your employment status or job.
  • Make any big purchases, or apply for new credit,
    or consolidate debts.
  • Make any undocumented deposits (example is
    cash).
  • Payoff debt, collections or charge-offs without
    notifying us first.
  • Ever hesitate to reach out and ask questions,
    we are here to help make the mortgage process
    easy!

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.

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CONTACT INFO

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CONTACT INFO