As you approach the culmination of your homebuying journey, the closing process is the ultimate bridge to homeownership. It’s a moment of anticipation and excitement, but it can also come with its fair share of questions and potential hurdles.

To ensure your transition into your new home is seamless and stress-free, we’ve compiled a comprehensive set of tips and insights. These invaluable suggestions will help you navigate the intricate web of paperwork, negotiations, and final details, ensuring that the closing process becomes a truly gratifying experience.

Whether you’re a first-time homebuyer or a seasoned property owner, these tips will empower you to confidently cross the threshold into your new home. Let’s dive into the key strategies for achieving a smooth closing process.

Try to return all requested items within 24 hours
Please be thorough when providing docs
Have questions? Reach out, I’m here to help!
Keep all financial records in order
Provide all pages to bank statements (even blank pages)
Don’t make any changes to employment, credit or debt
Don’t increase credit card balances
Don’t open new credit cards or accounts
Finalize insurance agent within 5 days of finding your purchase agreement

The Mortgage Loan DO's and Don'ts


  • Keep your paystubs, bank statements, and other
    financial documents handy.
  • Make timely payments on all accounts, including
  • Continue saving incoming statements. Keep all
    numbered pages of each statement.
  • Notify me of any financial, employment, or sales
    contract changes.
  • Let us know if you plan to receive gift funds for
  • Understand that times have changed, more
    documentation required than the past.


  • Change your employment status or job.
  • Make any big purchases, or apply for new credit,
    or consolidate debts.
  • Make any undocumented deposits (example is
  • Payoff debt, collections or charge-offs without
    notifying us first.
  • Ever hesitate to reach out and ask questions,
    we are here to help make the mortgage process

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.