HOME OWNER RESOURCES

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Are you ready for a clear direction in lending?

At Luminate Home Loans, our mission is to unlock people’s full potential through finances and provide them with clarity at every step along the way.

Property Search

  • Realtor.com – The official website for the National Association of Realtors. Find a home with the most comprehensive source for real estate listings. Includes helpful tips on financing a home, moving, and home maintenance.

Credit

  • OptOutPrescreen.com – The official Consumer Credit Reporting Industry website to accept and process requests from consumers to opt-in or opt-out of firm offers of credit or insurance.
  • AnnualCreditReport.com – The official site to request a free credit file disclosure (also known as a credit report). This information can be requested once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.
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Credit Bureaus

 
  • Equifax.com – The official website for the Equifax credit bureau. Get your credit report and credit score, monitor your credit and help protect your identity with identity theft protection.
  • Experian.com – The official website for the Experian credit bureau. Check your credit report and credit score with toll-free support, business credit reports, identity theft protection, and marketing solutions.
  • TransUnion.com – The official website for the TransUnion credit bureau. Check your credit report and credit score online, and learn about credit management and protection.

HomeBuyer Guide

  • Are you planning to purchase a new home? Download our HomeBuyer Guide to help you with the process.
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